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Bank switch offers are where banks offer an incentive, usually cash, for switching over to them with the Current Account Switching Service. Get up to ? to switch, up to 7% interest or up to 1% cashback Switching to a new current account is quick, easy and can earn you up to ? in free cash. Open a current account with smile and get a ? overdraft, mobile banking, text balance alerts & a contactless card - all with no monthly fee.