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How To Redeem Bilt Points For Max Value (Easy)Inside You'll find all You need to know about the BMO Travel Protection features and benefits offered to. BMO Mastercard�* Cardholders. BMO Mastercard�*. Page 2. This Cardholder Agreement (�Agreement�) and the documents listed in the next sentence (�Cardholder Documents�) govern the use of your BMO Platinum Credit. With a 0% introductory APR on purchases for 15 months from account opening date and no annual fee, the BMO Harris Bank Platinum Mastercard�.